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About EBIC <<<     What's new<<<
The European Banking Industry Committee (EBIC) aims to allow market participants
  • to provide advice and
  • ensure a representative and coordinated industry view throughout the process of drafting, adopting, implementing and enforcing EU-financial legislation.

Together , the members of EBIC will advise the Commission on legislative initiatives. They also intend to play a key consultative role in the framework of the Lamfalussy process, as it is established in the financial sector.

Furthermore, the EBIC will answer requests for consultation from other relevant committees involved in the "comitology process" as well as from European Institutions; it will at the same time inform relevant bodies of the latest developments in the credit sector industry.

 
>>> 16 April 2014
EBIC comments on FATF RBA guidance
>>> 7 April 2014
EBIC position paper on liquidity and the forthcoming European Commission delegated act
>>> 12 February 2014
European Banking Industry Committee changes Chair
>>> 7 February 2014
EBIC’s comments on the EBA’s final draft Regulatory Technical Standards on the determina-tion of the overall exposure to clients in respect of transactions with underlying assets (EBA/RTS/2013/07)
>>> 20 January 2014
EBA Workshop on the Principle of Proportionality - EBIC’s forward looking suggestions
>>> 20 January 2014
EBIC comments on the Payment Accounts Directive
>>> 27 September 2013
EBIC comments on Basel Committee consultative document on sound management of risks related to money laundering and financing of terrorism
>>> 18 September 2013
Final EBIC Response to Financial Services User Group (FSUG) Position Paper on London Economics Study on Means to Protect Consumers in Financial Difficulty
>>> 5 September 2013
EBIC’s support to the EBA 22 October workshop on proportionality
>>> 30 August 2013
EBIC key concerns on the European Commission proposal on payment accounts
>>>

3 July 2013
EBIC key concerns on the European Commission proposal on payment accounts

>>> 22 April 2013
EBIC position paper on Commission proposal for 4th Anti-Money-Laundering Directive
>>> 16 April 2013
EBIC key messages on bank accounts
>>> 14 March 2013
EBIC’s High-Level Messages on the Proposal for a Bank Recovery and Resolution Directive
>>> 12 February 2013
Basel III implementation / EU-US level playing field
>>> 6 February 2013
EBIC letter on the European Commission consultation on European households’ over-indebtedness
>>> 28 January 2013
New Chair and Vice-Chair for European Banking Industry Committee
>>> 8 January 2013
EBIC’s views on the Liikanen report’s recommendations
>>> 28 November 2012
EBIC Comments on the calculation of the Annual Percentage Rate of Charge (APRC)
>>> 31 August 2012
EBIC key positions in 1st half of 2012
>>>

3 August 2012
EBIC letter on the implementation of the capital requirements regulation and the capital requirements Directive IV

>>> 11 July 2012
EBIC position paper on CARRP ahead of trialogue negotations
>>> 15 June 2012
EBIC response to the European Commission report on the application of the 3rd Anti-Money Laundering Directive
>>> 12 June 2012
EBIC response to the European Commission consultation on bank accounts
>>> 6 June 2012
EBIC letter on the current Review of the Regulation on Credit Rating Agencies
>>> 5 April 2012
EBIC preliminary observations on the Consumer Market Study on consumers’ experiences with bank account switching
>>> 12 February 2012
European Banking Industry Committee observations on the Recommendation on access to a basic payment account and the IMCO Working Document
>>> 10 February 2012
New Chair and Vice-Chair for the European Banking Industry Committee
>>> 18 November 2011
EBIC Q&A on bank fees
>>> 18 November 2011
EBIC encourages European Commission to accept its self-regulatory initiative on transparency and comparability of personal current account fees
>>> 14 October 2011
EBIC letter to members of ECON - The transposition of the Basel III framework into the European Union through the review of the Capital Requirements Directive (‘CRD IV’)
>>> 18 April 2011
EBIC comments on cornerstones of the forthcoming EU Framework for Bank Recovery and Resolution
>>> 29 March 2011
EBIC high-level paper: Views on the transposition of Basel III into the European Union through the review of the Capital Requirements Directive (CRD)
>>>  11 February 2011
New Chair for European Banking Industry Committee
>>> 2 August 2010
Report on the implementation of the EBIC common principles on bank account switching  
>>> 9 June 2010
EBIC contributes to CEBS’ consultation on guidelines for the joint assessment of the SREP and joint decision regarding the capital adequacy of cross-border groups (CP39)
>>> 4 May 2010
EBIC contribution to the Public Consultation regarding further possible changes to the Capital Requirements Directive
(“CRD 4”)
>>> 9 April 2010
EBIC messages for ECON discussions concerning the draft legislation amending the Capital Requirements Directive as regards the trading book, re-securitisations, and the supervisory review of remuneration policies (“CRD 3”)
>>> 16 March 2010
Letter to Commissioner John Dalli
>>> 26 January 2010
New Chair for the European Banking Industry Committee
>>> 29 April 2009
EBIC Comments on the Commission Proposals on Resecuritisation
>>> 27 April 2009
EBIC Comments on the Proposals on Supervision made in the de Larosière Report and the Commission Communication from 4 March 2009
>>> 14 April 2009
EBIC/BusinessEurope Covering Letter on the FATF Proliferation Financing Report
>>> 14 April 2009
EBIC/BusinessEurope Common Position on the FATF Proliferation Financing Report
>>> 9 April 2009
EBIC Letter to European Commission on Financial Inclusion
>>> 9 April 2009
EBIC Covering Letter on the Third EBIC Progress Report on the Code of Conduct.
>>> 9 April 2009
Third EBIC Progress Report on the Implementation of the Code of Conduct on Home Loans.
>>> 6 March 2009
EBIC Response to the Study on the Role and Regulation of Non-Credit Institutions in EU Mortgage Markets”.
>>> 26 January 2009
New Chair for European Banking Industry Committee
>>> 19 December 2008
Anti-Money Laundering - Linkages
>>> 1 December 2008
EBIC launches Self-regulatory Initiative for Bank Account Switching
>>> 1 December 2008
Common principles for bank accounts switching
>>> 1 December 2008
Preamble - Common principles for bank accounts switching
>>> 20 October 2008
EBIC response to the European Commission's working document on possible changes to the trading book capital requirements
>>> 17 October 2008
EBIC Response to Draft EFDI Report on information about DGS coverage
>>> 23 September 2008
EBIC response to the proposal for a Council Directive on implementing the principle of equal treatment between persons irrespective of religion, belief, disability, age or sexual orientation
>>> 23 September 2008
Consultative Document: Due Diligence and Transparency Regarding Cover Payment Messages Relating to Cross-Border Wire Transfers
>>> 14 August 2008
EBIC response to CEBS' consultation on options and national discretions in the CRD
>>> 18 July 2008
EBIC Response to European Commission's proposal for incentives in the originate to distribute model
>>> 20 June 2008
EBIC self-regulation on bank account switching
>>> 16 June 2008
EBIC Comments on the European Commission’s working document on the review of the Capital Requirements Directive - Accompanying letter
>>> 16 June 2008
EBIC Response to the European Commission's working document on the review of the Capital Requirements Directive
>>> 13 June 2008
EBIC statement following the adoption of the KARAS and PITTELLA reports by the European Parliament
>>> 29 May 2008
European Banks believe in National Approach for Financial Inclusion
>>> 3 April 2008
Letter to Commissioner Kallas - Code of Conduct for Interest Representatives
>>> 26 March 2008
Technical changes to Directive 2006/49/EC and Directive 2006/48/EC: Incremental Default Risk in the Trading Book
>>> 14 February 2008
Technical changes to the CRD: collective investment undertakings in the IRB approach
>>> 18 January 2008
New Chair for European Banking Industry Committee
>>> 24 July 2007
EBIC response to the Green Paper on retail Financial services in the single market
>>> 11 April 2007
EBIC’s views on the Large Exposures review
>>> 28 February 2007
Final Draft EBIC Response to MFEG & MICDG Report
>>>

20 February 2007
New Chair for European Banking Industry Committee

>>> 20 February 2007
Proceedings Conference: Better regulation challenges - From ex-post analysis to ex-ante assessment
>>> 19 February 2007
Press Release: Better regulation challenges - From ex-post analysis to ex-ante assessment
>>> 12 October 2006
EBIC Response to the European Commission's Inquiry in Retail Banking; Interim Report II: Current accounts and related services
>>> 13 July 2006
CEB's Consultation Paper on Outstanding Standards (CP02 Revised)
>>> 30 June 2006
EBIC Note on the European Parliament's (ECON) draft Own Initiative Report on the Commission's Green Paper on Mortgage Credit
>>> 23 June 2006
Timing of CEBS' work streams on concentration risk
>>> 2 May 2006
Comments on the content of the Modified Proposal for a Directive on Credit for Consumers
>>> 5 April 2006
EBIC response to the White Paper on Financial Services Policy (2005-2010)
>>> 16 March 2006
EBIC position on the Commission's working paper in relation to the third EU Anti-Money Laundering Directive
>>> 13 March 2006
CEBS' second round of consultation on guidelines for the implementation, validation and assessment of advanced measurement (AMA) and Internal Ratings Based (IRB) approaches (CP10)
>>> 28 February 2006
EBIC response to the FSAP evaluation Part I: Process and Implementation
>>> 16 February 2006
New Chair for European Banking Industry Committee
>>> 9 January 2006
EBIC letter on the modified proposal for the Consumer Credit Directive
>>> 30 November 2005
EBIC position on the Commission Green Paper on Mortgage Credit in the EU
>>> 28 October 2005
EBIC response to CEBS CP08 on role and tasks of CEBS
>>> 28 October 2005
EBIC response to CEBS CP 10 on guidelines for Advanced Measurement (AMA) and Internal Ratings Based (IRB) Approaches
>>> 27 October 2005
EBIC response to the consultation on implementing measures for the third AML Directive
>>> 30 September 2005
EBIC response to CEBS consultation on the recognition of External Credit Assessment Institutions (ECAIs)
>>> 27 September 2005
EBIC letter on the Capital Requirements Directive and related inter-institutional issues
>>> 29 July 2005
EBIC position on the Green Paper on Financial Services 2005-2010
>>> 26 April 2005
EBIC open letter to MEPs on harmonisation

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